Loan Services









We offer several options for paying back your loan with Yakima Community. With Direct Deposit you can have your check, or a portion of it come directly to your loan account and make your payment for you. We can even set up your payment due dates to correspond with your payday.



GAP PROTECTION is available on all of our auto and RV loans (excluding motorhomes and boats).

What is it? In the event that your vehicle is deemed a total loss due to an accident or theft, your auto insurance policy usually covers the fair market or actual cash value of the vehicle. The amount you owe your lender may be more than your insurance settlement. This difference, or GAP, could cost you thousands of dollars. GAP coverage can help eliminate this difference by paying not only the deficiency, but also your insurance deductible.

Call the credit union and talk to a loan officer for pricing and details.



CREDIT LIFE AND DISABILITY INSURANCE is also available on all of our loans. For a small monthly fee your loan is covered. If you are injured and cannot work, Credit Disability Insurance will make your monthly payment until you are cleared to return to work. In the event of your death, Credit Life Insurance will pay off your outstanding loan balance, giving you peace of mind and protection for your family.

You can add Credit Life and Credit Disability Insurance at any time while your lona is outstanding. Call the credit union today for pricing and details.



Click here for our online loan application.

Click here for our current rates.

Click here to determine your monthly loan payment using our online calculator.

 

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