Rates










RATES ARE SUBJECT TO CHANGE - EFFECTIVE DATE 03/27/2008

Please see the Credit Union for the latest rate information.

Actual loan rates according to your personal credit score.

Rates subject to change any time.

Loans| Savings| Certificates

 

 

Loans

APR*

Max Term  
Auto/Truck      
     NEW - 80% Financed 6.50% 48 Calculator
     NEW - 80% Financed 6.75% 72 Calculator
     NEW - 100% Financed 7.00% 72 Calculator
     NEW - Over $20,000 Financed (Optional extended term)  +0.25% 84 Calculator
       
     USED (2004 and newer) - 80% Financed 7.00% 48 Calculator
     USED (2004and newer) - 80% Financed 7.25% 60 Calculator
     USED (2004 and newer) - 100% Financed 7.50% 60 Calculator
     USED (2004 and newer) - Over $15,000 Financed (Optional extended term) +0.25% 72 Calculator
       
     USED (2000-2003) - 80% Financed 8.25% 48 Calculator
     USED (2000-2003) - 80% Financed 8.50% 60 Calculator
     USED (2000-2003) - 100% Financed 8.75% 60 Calculator
       
     OLDER (1997-1999) - 80% Financed 11.39% 60 Calculator
       

MOTORCYCLES (STREET)

     
     NEW - 80% Financed

6.50%

60   
     NEW -  85% Financed 6.75% 60  
     NEW - 90% Financed 7.00% 60  
     USED (2000 and newer) - 80% Financed 7.00% 36  
     USED - 85% Financed 7.25% 36  
     USED - 90% Financed 7.50% 36  
       
Automobiles of Special Value (Written appraisal required) - 80% Financed 9.50% 72 Calculator
       
Recreational Vehicles - Motorhomes, Travel Trailers, Campers, and Boats       
     NEW and USED (1999 and newer) - 90% Financed 8.25% 144 Calculator
     OLDER (1991-1998) - 90% Financed 8.75% 72 Calculator
       
Home Equity Loans 7.50% 240 Calculator
       
Share Secured 8.50% 60 Calculator
Stock Secured - 75% of Value  - Share Rate + 3.00%   60 Calculator
       
Signature Loan - up to $2,999 14.25% 24 Calculator
Signature Loan - $3,000 to $5,000 14.25% 36 Calculator

 

Amount Financed (for auto/RV loans) is based on purchase price or NADA value plus taxes and fees, whichever is less. Rates listed are lowest available rates and are subject to credit approval.  Rates are subject to change. New means current or previous model year with 10,000 or fewer miles and never titled.  *APR = Annual Percentage Rate.
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Savings

Dividend Rate

APY*

Term
Shares - Min Balance $50.00 1.00% 1.01% n/a
Insured Money Market Account 1.25% 1.25% n/a
IRA - Opened Ended 2.00% 2.02% n/a

 

*APY = Annual Percentage Yield
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Certificates

Dividend Rate

APY*

Term
Six Month Certificates

3.75% 

3.79% 6
Twelve Month Certificates 3.85% 3.91% 12
Jumbo Certificates 3.80% 3.85% 12

 

*APY = Annual Percentage Yield
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